Executive Officers

Todd Lewis

Todd Lewis, President & CEO

Todd Lewis is the President and CEO of Northern California National Bank. From 2007-2015 Mr. Lewis was the Executive Vice President and CFO for Northern California National Bank. From 2005-2007, he served as Vice President and Controller of Community Business Bank in West Sacramento, CA. Prior, from 2002-2005, Mr. Lewis was the Controller of School Innovations and Advocacy in Rancho Cordova, CA. Mr. Lewis earned a B.S. in Accounting and Information Systems from Brigham Young University and earned his Certified Public Accountant designation while employed with Arthur Andersen in Sacramento, CA.


Robert Rowe

Robert Rowe, EVP/Chief Credit Officer

Robert Rowe is the Executive Vice President and Chief Credit Officer, of Northern California National Bank.  Prior to NCNB, Robert consulted with community banks specializing in loan review.  Robert served as the CCO of Redding Bank of Commerce from 2010-2013.  Robert was a commissioned bank examiner for the FDIC from 2008–2010.  Prior to joining the FDIC, Robert served in various commercial lending positions for a regional bank.  Robert holds an MBA from Georgia Institute of Technology and a BS from the United States Air Force Academy.


Kelly Winch

Kelly Winch, EVP/Chief Administrative Officer

Kelly Winch is the Executive Vice President and Chief Administrative Officer of Northern California National Bank. For the past 10 years, Kelly has been working primarily in the areas of Compliance and the Bank Secrecy Act (BSA). In 2006, Kelly started working with a small team of Executive Management to open a de novo bank. After 10 years at that bank, Kelly left to join Northern California National Bank as the Senior Vice President/Risk & Compliance Officer. Shortly after beginning her position with NCNB, Kelly was promoted to her current position. As EVP/CAO, Kelly is responsible for Compliance, BSA, Operations, Security and core systems.