Executive Officers

Todd Lewis

Todd Lewis, President & CEO

Todd Lewis is the President and CEO of Northern California National Bank. From 2007-2015 Mr. Lewis was the Executive Vice President and CFO for Northern California National Bank. From 2005-2007, he served as Vice President and Controller of Community Business Bank in West Sacramento, CA. Prior, from 2002-2005, Mr. Lewis was the Controller of School Innovations and Advocacy in Rancho Cordova, CA. Mr. Lewis earned a B.S. in Accounting and Information Systems from Brigham Young University and earned his Certified Public Accountant designation while employed with Arthur Andersen in Sacramento, CA.


Marcy Sutcliffe, EVP/Chief Credit Officer

Marcy Sutcliffe is the Executive Vice President and Chief Credit Officer of Northern California National Bank.  Marcy has more than 30 years of banking experience in retail operations, mortgage lending and commercial lending and management. Prior to joining NCNB in 2017, Marcy was responsible for opening a loan production office and later a full-service branch office for a North State business bank. Marcy is a 2008 graduate of the Graduate School of Banking in Boulder, Colorado.  


Kelly Winch

Kelly Winch, EVP/Chief Administrative Officer

Kelly Winch is the Executive Vice President and Chief Administrative Officer of Northern California National Bank. For the past 12 years, Kelly has been working primarily in the areas of Compliance and the Bank Secrecy Act (BSA). In 2006, Kelly started working with a small team of Executive Management to open a de novo bank. After 10 years at that bank, Kelly left to join Northern California National Bank as the Senior Vice President/Risk & Compliance Officer. Shortly after beginning her position with NCNB, Kelly was promoted to her current position. As EVP/CAO, Kelly is responsible for Compliance, BSA, Information Technology, Security and core systems.