Home Equity Lines of Credit


Use the equity in your home to finance a remodel, vacation, college costs or other big purchases with lines of credit and flexible payment options.

Loan Program and Product Details

  • Line of credit of $10,000 to $400,000
  • Variable interest rate with optional Lock-in feature
  • Lock in term: 1 to 10 years based on lock-in amount
  • Collateral of primary residences, Condominiums, manufactured homes and vacation homes
  • Competitive variable rates
  • Expert lending professionals: Ready to help

Come in or call us to ask about our current rates and terms. Either way, one of friendly and knowledgeable Consumer Loan Representatives will be happy to assist you.

1717 Mangrove Ave, Suite 100
Chico, CA 95926
Lobby Hours: Monday –Thursday 8am to 5pm or Friday 8am to 6pm.

Mail Loan Payments to:

Northern California National Bank
Note Department
1717 Mangrove Avenue, Suite 100
Chico, CA 95926

To request a demand for payoff, call us at (530) 879-5900.

Northern California National Bank NMLS #766725.

Coming Soon: New & Improved Online Banking!
We are excited to announce we are upgrading our Online Banking service for both consumer and business customers. During the upgrade online banking will be down beginning 2pm on Monday 10/23 until 8am Wednesday 10/25. Our new Online Banking system (OLB) will help us continue to provide the service you have come to expect with an updated, user friendly look and feel. Please click here to read the details of the important information you need to know before the conversion.