Personal Loans


A personal loan is just that, personal. Whether you have an unexpected expense, or you just want to consolidate your debt, we have a solution for you.  

Loan Program and Product Details

  • Loan amount based on credit approval
  • Payments fully amortized over term
  • Term of up to 3 years
  • Competitive fixed interest rate
  • Expert lending professionals: Ready to help

Please ask about our current rates and terms.


Dave McAlister

Consumer Banking Manager

Juan Delgado

Consumer Banker

Come in or call us to ask about our current rates and terms. Either way, one of friendly and knowledgeable Consumer Loan Representatives will be happy to assist you.

1717 Mangrove Ave, Suite 100
Chico, CA 95926
(530) 879-5900
Lobby Hours: Monday –Thursday 8am to 5pm or Friday 8am to 6pm.

Mail Loan Payments to:

Northern California National Bank
Note Department
1717 Mangrove Avenue, Suite 100
Chico, CA 95926

To request a demand for payoff, call us at (530) 879-5900.

Coming Soon: New & Improved Online Banking!
We are excited to announce we are upgrading our Online Banking service for both consumer and business customers. During the upgrade online banking will be down beginning 2pm on Monday 10/23 until 8am Wednesday 10/25. Our new Online Banking system (OLB) will help us continue to provide the service you have come to expect with an updated, user friendly look and feel. Please click here to read the details of the important information you need to know before the conversion.