Your community.
Your bank.

At Northern California National Bank, we offer exceptional customer service, and the expertise you need to help you reach your goals.

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Paiva Hulling facility — a NorCal Bank client

Paiva Hulling & Shelling Inc.

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Personal Banking

Flexible personal banking with great account benefits.

Commercial Banking

Serving business owners, real estate investors, and farmers.

Online Banking

Easy access to your account any time you need.

“We have been banking with NorCal Bank for almost a decade. Your exceptional service and attention to details makes us confident as a partner.”

Roger and Priti Kumar

Kumar Hotels Inc.
Hampton Inn and Suites Chico

Recent posts
from our blog

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February 7, 2024

Understanding the 5 C's of Credit

The 5 C's of credit are factors used to score loan applications, but what do they mean?

December 7, 2022

The 9 Commercial Real Estate Loan Terms You Didn’t Know Were Flexible

Commercial real estate loan terms are more flexible than you might expect.

December 7, 2022

How Do Lenders Analyze Real Estate Investment Properties?

Are you thinking about buying an investment real estate property?

Dr. Kevin Barton
Kevin Barton DDS

Community comes first

The customer is and always will be the first and utmost priority to the employees at the bank. Our exceptional personal service approach is what separates our bank from the many others in our residing area.

Gary and Debby Stiefvater

Financial products that suit your needs

We offer a wide range of financial products to meet the needs of our Personal and Business customers such as: Lines of Credit and Loans, Agricultural Loans, Real Estate Loans, Deposit Accounts, Certificates of Deposit and Individual Retirement Accounts.