NorCal Blog
December 7, 2022
The 9 Commercial Real Estate Loan Terms You Didn’t Know Were Flexible
Commercial real estate loan terms are more flexible than you might expect.
December 7, 2022
How Do Lenders Analyze Real Estate Investment Properties?
Are you thinking about buying an investment real estate property?
February 7, 2024
Working Capital: What Is It & Why Is It Important?
In short, working capital is a metric often used by lenders to assess a small business loan applicant’s assets available to meet its current, short-term obligations.
February 7, 2024
The Current Ratio: What Is It & Why Is It Important?
In short, the current ratio is one metric often used by lenders to calculate a small business loan applicant’s ability to meet its current, short-term obligations.
February 7, 2024
What Are The Different Types of Small Business Loans?
The three most common types of small business loans are term loans, revolving lines of credit, and non-revolving lines of credit.
December 7, 2022
Title Reports 101
Seven things you should to know about property titles.
December 7, 2022
What Do Amortization and Re-Amortization Mean?
When most people think about real estate loans, they immediately think of residential mortgages. Generally speaking, most residential mortgages are for 15 or 30-year terms. Residential mortgages are a fully-amortized term loan.
February 7, 2024
What Makes Northern California National Bank Different?
Based in Chico, we serve business owners, real estate investors, and farmers across northern California.
Contact our team
Our friendly staff is ready to assist you Monday through Friday between 9am and 5pm. Walk up opens weekdays at 8:30am.
Come on in to the bank to chat at 1717 Mangrove Ave
Call us during operating hours at (530) 879-5900
Email us at contact@norcalbank.com